Scotiabank Momentum Mastercard Credit Card

Welcome Bonus



Annual Fee


Annual Rewards


$24,000 annual spending x 0.74% return on spending = $177 annual rewards

Rewards on Approval


Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

The Scotiabank Momentum Mastercard is an excellent option for credit card users who want to take advantage of a rewards program. With this credit card, you will earn cash back on all purchases. Let’s take a closer look at what makes the Scotiabank Momentum Mastercard an attractive option.


  • 1% up to cashback
  • No annual fee
  • Introductory interest rate offer available
  • 25% off on car rentals


  • No travel insurances
  • 2.5% foreign transaction fees

Details & Eligibility

  • 680 - 800
  • $12000
  • N/A
  • $0
  • $0
  • Mastercard
  • Yes
  • 7.99%
  • 22.99%
  • 22.99%
  • 20.99%
  • N/A
  • N/A


With this credit card, you will earn 1% cash back on grocery stores, gas stations, drug store purchases and recurring payments and 0.5% cash back on all other eligible purchases made with the card. That adds up to significant savings over time! So if you often frequent grocery stores and restaurants, this credit card is worth considering.

No Annual Fee

The best part about the Scotiabank Momentum Mastercard? There is no annual fee! That means you can use it without worrying about paying extra fees to keep it active. This makes it even more attractive than other cashback programs that require an annual fee to stay in the program.


Overall, the Scotiabank Momentum Mastercard is worth considering if you are looking for a great rewards program that won’t break the bank (literally!). With its 1% cash back on all eligible gas stations, grocery store, and drug store purchases and recurring payments, no annual fee, and insurance benefits package—this credit card offers unbeatable value! So consider signing up today and earning cash for every purchase you make!