Scotiabank American Express® Card

Welcome Bonus

40,000 points

Based on $1000 in monthly spending, you can get up to 40,000 points which translates to an estimated $400

Annual Fee


Annual Rewards


$24,000 annual spending x 1.50% return on spending = $360 annual rewards.

Rewards on Approval


Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

The Scotiabank American Express® Card is a great way to get more from your everyday spending. With no annual fee and an array of rewards, you can start earning while using your card for purchases. Let’s take a look at some of the benefits that come with this card.


  • Up to 40,000 bonus Scene+ points
  • Earn up to 6X the Scene+TM points on every $1 you spend
  • 25% off on car rentals
  • Mobile Device Insurance
  • Purchase Security & Extended Warranty Protection
  • No annual fee


  • High interest rates
  • 2.5% foreign transaction fee
  • No travel insurances

Details & Eligibility

  • 500 - 679
  • $12000
  • N/A
  • $0
  • $0
  • Amex
  • Yes
  • 20.99%
  • 22.99%
  • 22.99%
  • N/A
  • N/A
  • N/A

Earning Rewards

The Scotiabank American Express® Card allows you to earn Scene+ points on all purchases made with your card. Customers can use these points towards travel, merchandise, gift cards, and more. Plus, all reward redemptions are free! You can even get bonus points when you shop at select retailers. There’s no limit to how many Scene+ points you can earn.

Added Benefits

In addition to rewarding you for your everyday purchases, the Scotiabank American Express® Card also offers additional perks like purchase protection and extended warranty coverage. Plus, any eligible items purchased with your card may have their manufacturer’s warranty doubled—up to one-year extra coverage!


The Scotiabank American Express® Card provides plenty of ways for users to get more out of their everyday spending with rewards and added benefits like purchase protection, extended warranties, and more. With no annual fee and flexible rewards redemption options, this card will help make life easier for those on the go! So why wait? Get started today and start getting rewarded for spending smarter!