Scotia Momentum Visa Infinite Card

Welcome Bonus

Earn 10% cash back on all purchases for the first 3 months

Based on $2,000 in monthly spending, you can get up to 10% in your first 3 months on up to $2,000 in spending which translates to an estimated $159

Annual Fee

$120

Annual Rewards

$498

$24,000 annual spending x 2.08% return on spending = $498 annual rewards

Rewards on Approval

N/A

Purchase Rates

20.99%

Cash Advance Rates

22.99%

Balance Transfer Rates

22.99%

Table of Contents

Are you looking for a credit card that rewards you for your everyday spending? The Scotia Momentum Visa Infinite Card is an excellent option for those who want to maximize their rewards. With generous cashback rewards, this card offers a lot of bang for your buck. Let’s take a closer look at what this card has to offer.

Pros

  • No annual fee first year
  • Cash back program
  • Visa Infinite* Concierge Service
  • 25% off on car rentals
  • New Mobile Device Insurance
  • Trip Cancellation and Trip Interruption Insurance
  • Travel Emergency Medical Insurance
  • Rental Car Collision Loss/Damage Insurance

Cons

  • High annual fee
  • High interest rates
  • No Balance Transfer Offer

Details & Eligibility

  • 500 - 679
  • $60000
  • $100000
  • $120
  • $50
  • Visa
  • Yes
  • 20.99%
  • 22.99%
  • 22.99%
  • N/A
  • N/A
  • $0

Cashback Rewards Program

The Scotia Momentum Visa Infinite Card offers up to 4% cash back on all eligible grocery store purchases, 2% cash back on gas and daily transit, and 1% cash back on all other eligible purchases. Cashback is earned on every purchase, and there is no limit to how much cash you can earn in a year.

Sign Up Bonus

When you sign up for the Scotia Momentum Visa Infinite Card, you will receive 10% cash back on all purchases for the first three months – up to $2,000! There is also an opportunity to get no annual fee in the first year, including on additional cards.

Additional Benefits

This card also comes with various other benefits, including car rental collision/loss damage insurance (up to 48 days) and extended warranty protection (doubles the existing manufacturer’s warranty). Plus, if fraud ever occurs on your account, you’ll be protected by the Zero Liability policy, which means you won’t be held responsible for any unauthorized purchases made with your account.

Conclusion

If you’re looking for a credit card that rewards you while offering plenty of benefits and protections, then the Scotia Momentum Visa Infinite Card might be right up your alley! With no annual fee and generous cashback rewards, this card is an excellent choice if you want to maximize your money while enjoying valuable extras like travel Emergency Medical Insurance and extended warranty protection. Sign up today to start earning those sweet rewards!
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