PC Financial® World Mastercard®

Welcome Bonus



Annual Fee


Annual Rewards

10pts – 45pts / dollar earn rate


Rewards on Approval


Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

The PC Financial® World Mastercard® offers a no-annual-fee credit card with robust rewards, travel benefits, and purchase protection, making it an ideal choice for individuals seeking value and flexibility in their spending.


  • No annual fee
  • Generous rewards program
  • Travel benefits
  • Extended warranty and purchase protection


  • Requires good to excellent credit
  • Rewards limited to PC Optimum network
  • Foreign transaction fees may apply

Details & Eligibility

  • 500 - 679
  • $80000
  • N/A
  • $0
  • N/A
  • Mastercard
  • No
  • 21.99%
  • 22.97%
  • 22.97%
  • N/A
  • N/A
  • N/A
The PC Financial® World Mastercard® is a credit card offered by President’s Choice Financial, a subsidiary of Loblaw Companies Limited, one of Canada’s largest retailers. Designed to provide value and flexibility to its users, this credit card comes with a range of benefits, rewards, and features tailored to suit various spending habits and lifestyles. Key Features:
  • Earn PC Optimum Points: Cardholders can earn PC Optimum points on every dollar spent using the PC Financial® World Mastercard®. These points can be redeemed for a wide array of products at participating stores within the PC Optimum network, including groceries, household items, and even travel.
  • No Annual Fee: Unlike some premium credit cards, the PC Financial® World Mastercard® does not charge an annual fee, making it an attractive option for individuals looking to maximize rewards without incurring additional costs.
  • Travel Benefits: This card offers various travel benefits, including rental car collision insurance, trip interruption insurance, and emergency travel assistance services, providing peace of mind for cardholders on their journeys.
  • Extended Warranty and Purchase Protection: The PC Financial® World Mastercard® extends the manufacturer’s warranty on eligible purchases and offers purchase protection against theft or damage, enhancing the overall value proposition of the card.
Rewards Program: The PC Financial® World Mastercard® leverages the PC Optimum rewards program, allowing cardholders to earn points on their everyday purchases and redeem them for a diverse selection of products. With the ability to accumulate points quickly, users can enjoy significant savings on groceries, beauty products, electronics, and more.