Neo Credit Card

Welcome Bonus

15% Cashback Bonuses

Access exclusive welcome bonuses, like up to 15% cashback on first-time purchases.

Annual Fee


Annual Rewards


$24,000 annual spending x 0.5% return on spending = $120 annual rewards

Rewards on Approval

$25 Sign Up Bonus

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

Credit cards have become an essential part of our lives. From booking travel tickets to paying bills, a credit card is a convenient mode of payment that allows us to access credit easily. However, with so many options available in the market, choosing the right credit card can take time and effort. In this blog, we will do an in-depth review of the Canada Neo Credit card, one of Canada's most popular credit cards.


  • No annual fee
  • 5% average high cashback earn rate
  • Up to 15% cashback on first-time purchases
  • 0.5% guaranteed minimum cashback


  • Doesn't offer any travel benefits or perks, you can opt into these with flexible monthly perk subscriptions
  • No physical branch

Details & Eligibility

  • N/A
  • N/A
  • N/A
  • $0.00
  • N/A
  • Mastercard
  • Yes
  • 19.99%
  • 22.99%
  • N/A
  • N/A
  • N/A
  • N/A

Features and Benefits

To begin with, the Neo Credit card has some excellent features and benefits that make it stand out from other credit cards. This credit card offers 5% average instant, unlimited cashback at over 10,000 Neo partners. The cashback can be redeemed against any purchase you make or used to pay off your credit card balance. Additionally, there is no annual fee associated with the card, making it an excellent option for people looking to save money.

Sign-Up Process

The sign-up process for the Neo Credit card is straightforward. You can apply for the card online; the process takes about 3 minutes. Moreover, it is unnecessary to visit a bank branch or call customer service to complete the registration process, making it incredibly convenient.

Customer Support

Finally, the customer support offered by Neo Credit card is exceptional. The customer service team is available 24/7 and is incredibly helpful and efficient. You can contact them through phone, email, or live chat, making it easy to resolve any queries or issues you may have.


In conclusion, the Neo Credit card is a great option for those looking for a credit card that offers excellent cashback benefits without an annual fee. While it doesn’t offer travel benefits or perks, it is an excellent choice for people who want a straightforward and easy-to-use credit card. Overall, the card is an excellent choice for anyone looking to maximize their savings and reduce costs associated with traditional credit cards.