HSBC Cash Rewards Mastercard®

Welcome Bonus


Based on $2,000 in monthly spending, you can get up to an estimated $125

Annual Fee


Annual Rewards


$24,000 annual spending x 0.71% return on spending = $171 annual rewards

Rewards on Approval


Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

Are you looking for a credit card that rewards you for making purchases? The HSBC Cash Rewards Mastercard® may be just what you’re looking for. Read on to explore the benefits and features of this cash-back credit card.


  • No annual fee
  • $0 for Authorized user
  • Up to 1.5% Cash back
  • Mobile Device Insurance
  • Zero Liability protection


  • High interest rates
  • Additional fee for foreign currency conversion
  • Additional fee for travel and medical insurance

Details & Eligibility

  • 680 - 800
  • N/A
  • N/A
  • $0
  • $0
  • Mastercard
  • Yes
  • 20.99%
  • 22.99%
  • 22.99%
  • N/A
  • N/A
  • N/A

Earn Cash Rewards

The HSBC Cash Rewards Mastercard® offers 1.5% cash back on eligible online purchases and 1% cash back for every $1 spent on eligible gas, grocery and drugstore purchases and 0.5% cash back for every $1 on all other everyday purchases, with no limit to how much cash back you can earn. You can use your cash rewards at any time, either as statement credits or direct deposits into an eligible HSBC checking or savings account.

No Annual Fee

One thing that sets the Canada HSBC Cash Rewards Mastercard® apart from other cash reward cards is its no annual fee. This makes it one of the most affordable cards on the market and ensures that even those on a tight budget can take advantage of all its great features without breaking the bank. Plus, there’s no additional fee for additional authorized users, so you can give your family members access to these same great benefits without paying extra each year!

Additional Benefits

The HSBC Cash Rewards Mastercard® also comes with great additional perks, such as Mobile Device Insurance. Cardholders also enjoy 24/7 customer service and secure online access, making it easy to manage their accounts anytime, anywhere.


In conclusion, if you’re looking for a cash rewards credit card that offers good value with low fees and plenty of additional perks, then look no further than the HSBC Cash Rewards Mastercard®. With up to 1.5% cash back on all purchases and lower foreign transaction fees, plus Mobile Device Insurance included in the package, this card will help keep more money in your pocket while taking care of all your needs at home and abroad!