CIBC Select Visa Card

Welcome Bonus

0% Balance Transfers Rate

Transfer your credit card balance – get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate

Annual Fee


Annual Rewards



Rewards on Approval


Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

If you're looking for a low-interest credit card, the CIBC Select Visa Card is an excellent choice. This low-fee card offers some of the lowest interest rates, making it an attractive option for those who want to save on finance charges. Below we'll review the features and benefits of this card to help you decide if it's right for you.


  • Low interest rate
  • 0% interest on balance transfer
  • First year annual fee rebate
  • Low minimum annual household income
  • Up to 10 cents off per litre, when fuel up
  • $100,000 Common Carrier Accident Insurance


  • No rewards program
  • Limited travel benefits or insurance coverage options
  • There is an annual fee after the first year

Details & Eligibility

  • 680 - 800
  • $15000
  • N/A
  • $29
  • $0
  • Visa
  • Yes
  • 13.99%
  • 13.99%
  • 13.99%
  • N/A
  • 0.00%
  • $0.00

Features and Benefits

The CIBC Select Visa Card offers a low-interest rate of 13.99%. Not only that, but they also offer a flexible payment plan with payments as low as $10 each month. They also provide a convenient payment option with the ability to pay your bill in full or make minimum payments without penalty. There are also low annual fees or charges for balance transfers or cash advances.
In addition, cardholders can take advantage of several other benefits, including protection from fraud, Common Carrier Accident Insurance.

Rewards Program

The CIBC Select Visa Card does not offer any rewards points or cash-back programs like other credit cards; however, they offer access to special promotions such as getting up to 10 cents off per litre when you fuel up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.


The CIBC Select Low-Interest Visa Card is an excellent option for an affordable credit card with plenty of features and benefits. With its low-interest rate and flexible payment options, this low-fee card will surely be attractive to many Canadian consumers looking to save on finance charges each month while taking advantage of its other features and benefits. Whether you use this card for fuel up or special occasions, you’ll surely get great value!