Scotiabank Ultimate Package

The Scotiabank Ultimate Package offers a premium banking experience with comprehensive features and exclusive benefits, designed for individuals seeking top-tier banking services.

Key Features:

  • No monthly fee with a minimum balance of $5,000 or more.
  • Unlimited transactions including withdrawals, transfers, and bill payments.
  • Access to a network of Scotiabank ATMs across Canada and worldwide.
  • Free personalized cheques.
  • Annual fee waiver on select premium credit cards.
  • Higher interest rates on savings accounts and GICs.
  • Option to receive eStatements for environmentally-friendly account management.
  • 24/7 dedicated customer service support.

Additional Details:

The Scotiabank Ultimate Package is tailored for customers who value extensive banking services and preferential treatment. It offers flexibility and premium features without transaction limits or additional fees.


Who is eligible to apply for the Scotiabank Ultimate Package?

Any individual who meets Scotiabank’s account opening criteria can apply for the Ultimate Package. Applicants typically need to provide identification and meet the age requirements.

What is the minimum balance required to avoid the monthly fee?

To waive the monthly fee, you must maintain a minimum balance of $5,000 in your Scotiabank Ultimate Package account.

What additional benefits are included with the Ultimate Package?

In addition to unlimited transactions and global ATM access, the Ultimate Package offers perks such as free personalized cheques, higher interest rates on savings accounts and GICs, and an annual fee waiver on select premium Scotiabank credit cards.

Can I access my account online?

Yes, you can manage your Scotiabank Ultimate Package account online through Scotiabank Online Banking or the Scotiabank mobile banking app, ensuring convenient access to your account information and transactions.

Is there overdraft protection available with the Ultimate Package?

Yes, Scotiabank provides overdraft protection options with the Ultimate Package. You can apply for overdraft protection to cover transactions that exceed your available balance and avoid overdraft fees.