Vikas Palan, Author at Ratesheet.ca https://www.ratesheet.ca/author/vikpalan/ Low Rates. High Savings. No Stress. Tue, 18 Nov 2025 16:35:45 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://www.ratesheet.ca/wp-content/uploads/2024/03/favicon-100x100.png Vikas Palan, Author at Ratesheet.ca https://www.ratesheet.ca/author/vikpalan/ 32 32 Can Canada Win a Trade War with the United States? https://www.ratesheet.ca/mortgages/can-canada-win-a-trade-war-with-the-united-states/ https://www.ratesheet.ca/mortgages/can-canada-win-a-trade-war-with-the-united-states/#respond Fri, 04 Apr 2025 19:24:39 +0000 https://www.ratesheet.ca/?p=3563 Trade tensions between Canada and the United States are nothing new, but what happens if these tensions escalate into a full-scale trade war? With both economies deeply intertwined, the question is no longer who wins outright, but who can withstand the damage, adapt quickly, and emerge more resilient. 📊 Economic Size and Trade Dependence The […]

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]]> https://www.ratesheet.ca/mortgages/can-canada-win-a-trade-war-with-the-united-states/feed/ 0 Trump Is Like a Toxic Partner Your Therapist Told You to Stay Away From, And Canada Is Stuck in the Relationship https://www.ratesheet.ca/money/trump-is-like-a-toxic-partner-your-therapist-told-you-to-stay-away-from-and-canada-is-stuck-in-the-relationship/ https://www.ratesheet.ca/money/trump-is-like-a-toxic-partner-your-therapist-told-you-to-stay-away-from-and-canada-is-stuck-in-the-relationship/#respond Tue, 11 Mar 2025 15:44:40 +0000 https://www.ratesheet.ca/?p=3546 Anyone who’s ever been in a toxic relationship knows the cycle, love-bombing, manipulation, gaslighting, and chaos, all wrapped up in a power struggle that leaves one party constantly on edge. In 2025, with Trump pushing for a second term and reigniting economic battles, Canada finds itself once again in the position of the exhausted partner […]

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]]> https://www.ratesheet.ca/money/trump-is-like-a-toxic-partner-your-therapist-told-you-to-stay-away-from-and-canada-is-stuck-in-the-relationship/feed/ 0 Will a U.S. Recession Cause a Recession in Canada? https://www.ratesheet.ca/money/will-a-u-s-recession-cause-a-recession-in-canada/ https://www.ratesheet.ca/money/will-a-u-s-recession-cause-a-recession-in-canada/#respond Mon, 10 Mar 2025 20:49:48 +0000 https://www.ratesheet.ca/?p=3543 The United States and Canada have one of the closest economic relationships in the world. Given this deep connection, when the U.S. economy experiences a downturn, many Canadians wonder: Will Canada go into a recession too? While a U.S. recession doesn’t guarantee that Canada will also enter one, the risks are significantly high due to […]

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]]> https://www.ratesheet.ca/money/will-a-u-s-recession-cause-a-recession-in-canada/feed/ 0 Bank of Canada Warns: Trade War Threatens Canada’s Economic Stability https://www.ratesheet.ca/money/bank-of-canada-warns-trade-war-threatens-canadas-economic-stability/ https://www.ratesheet.ca/money/bank-of-canada-warns-trade-war-threatens-canadas-economic-stability/#respond Tue, 25 Feb 2025 20:45:40 +0000 https://www.ratesheet.ca/?p=3531 Governor Tiff Macklem cautions that a trade war with the U.S. could erase Canada's economic growth and cause lasting structural damage, leading to a permanent reduction in national output.

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]]> https://www.ratesheet.ca/money/bank-of-canada-warns-trade-war-threatens-canadas-economic-stability/feed/ 0 Mortgage Renewal Process in Canada (2025) & How to Negotiate the Best Rates https://www.ratesheet.ca/mortgages/mortgage-renewal-process-in-canada-2025-how-to-negotiate-the-best-rates/ https://www.ratesheet.ca/mortgages/mortgage-renewal-process-in-canada-2025-how-to-negotiate-the-best-rates/#respond Mon, 24 Feb 2025 16:46:48 +0000 https://www.ratesheet.ca/?p=3528 Mortgage renewal in Canada is more competitive than ever in 2025. Learn how to negotiate the best mortgage renewal rates, compare lender offers, and maximize savings when renewing your mortgage.

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]]> https://www.ratesheet.ca/mortgages/mortgage-renewal-process-in-canada-2025-how-to-negotiate-the-best-rates/feed/ 0 Canadian Banks Battle for Mortgage Renewals: How Lenders Are Fighting to Retain Borrowers in 2025 https://www.ratesheet.ca/mortgages/canadian-banks-battle-for-mortgage-renewals-how-lenders-are-fighting-to-retain-borrowers-in-2025/ https://www.ratesheet.ca/mortgages/canadian-banks-battle-for-mortgage-renewals-how-lenders-are-fighting-to-retain-borrowers-in-2025/#respond Mon, 24 Feb 2025 16:25:07 +0000 https://www.ratesheet.ca/?p=3525 Canada’s mortgage renewal market is more competitive than ever, with banks aggressively fighting to retain borrowers. RBC has launched a high-tech renewal app, while other lenders are matching offers instantly. Here’s how homeowners can secure the best deal.

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]]> https://www.ratesheet.ca/mortgages/canadian-banks-battle-for-mortgage-renewals-how-lenders-are-fighting-to-retain-borrowers-in-2025/feed/ 0 The Impact of U.S. Tariffs on Canadian Cities: A Detailed Analysis https://www.ratesheet.ca/money/the-impact-of-u-s-tariffs-on-canadian-cities-a-detailed-analysis/ https://www.ratesheet.ca/money/the-impact-of-u-s-tariffs-on-canadian-cities-a-detailed-analysis/#respond Tue, 18 Feb 2025 22:42:48 +0000 https://www.ratesheet.ca/?p=3517 The U.S. tariffs on Canadian exports could disrupt key industries, impacting cities reliant on cross-border trade. From energy hubs to auto manufacturing centers, Canada faces economic challenges that demand swift policy responses and trade diversification strategies.

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]]> https://www.ratesheet.ca/money/the-impact-of-u-s-tariffs-on-canadian-cities-a-detailed-analysis/feed/ 0 Canadian Mortgage Arrears Surge as Homeowners Feel the Financial Squeeze https://www.ratesheet.ca/mortgages/canadian-mortgage-arrears-surge-as-homeowners-feel-the-financial-squeeze/ https://www.ratesheet.ca/mortgages/canadian-mortgage-arrears-surge-as-homeowners-feel-the-financial-squeeze/#respond Tue, 11 Feb 2025 17:36:09 +0000 https://www.ratesheet.ca/?p=3501 Canadian homeowners are feeling the pressure as more people struggle to keep up with their mortgage payments. The latest data shows a worrying trend, mortgage arrears, where payments are overdue by more than 90 days, have surged by 22% over the past year. This signals that rising interest rates and economic uncertainty are starting to […]

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]]> https://www.ratesheet.ca/mortgages/canadian-mortgage-arrears-surge-as-homeowners-feel-the-financial-squeeze/feed/ 0 Trump’s Critique of Canadian Banking: The Question of Barriers to Entry https://www.ratesheet.ca/money/trumps-critique-of-canadian-banking-the-question-of-barriers-to-entry/ https://www.ratesheet.ca/money/trumps-critique-of-canadian-banking-the-question-of-barriers-to-entry/#respond Tue, 11 Feb 2025 15:45:10 +0000 https://www.ratesheet.ca/?p=3489 In recent years, former U.S. President Donald Trump has criticized the Canadian banking sector for maintaining what he describes as steep barriers to entry. From his perspective, these obstacles make it difficult for new and foreign players to penetrate the market, thereby limiting competition and choice for consumers. At the heart of the matter is […]

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]]> https://www.ratesheet.ca/money/trumps-critique-of-canadian-banking-the-question-of-barriers-to-entry/feed/ 0 President Donald Trump Imposes 25% Tariffs on Steel and Aluminum https://www.ratesheet.ca/money/president-donald-trump-imposes-25-tariffs-on-steel-and-aluminum/ https://www.ratesheet.ca/money/president-donald-trump-imposes-25-tariffs-on-steel-and-aluminum/#respond Mon, 10 Feb 2025 23:41:27 +0000 https://www.ratesheet.ca/?p=3479 President Donald Trump announced on Monday that he will apply a 25% tariff on every steel and aluminum import coming into the United States, without granting any exceptions or exemptions. Despite the fact that the US sources most of its steel from Canada, Brazil, and Mexico, the move is primarily, though indirectly, intended to target […]

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